fix: 修复积分不足时去充值无法跳转，修正 AI 客服回复重复

pages/contract/index.vue

@@ -560,7 +560,7 @@
 							</el-button>
 							<p v-if="pointsBalance < reviewPoints + 200" style="font-size:12px;color:#f56c6c;margin-top:6px;">
 								⚠️ 积分不足，当前余额 {{ pointsBalance }}，需要 {{ reviewPoints }} 积分且审查后余额需保留至少 200 积分。
-								<span style="color:#a92924;cursor:pointer;text-decoration:underline;" @click="$refs.aiChat ? null : null">去充值</span>
+								<span style="color:#a92924;cursor:pointer;text-decoration:underline;" @click="goRecharge">去充值</span>
 							</p>
 						</view>
 						</view>
@@ -1712,6 +1712,17 @@
 				return html;
 			},
 			// ===== 积分相关 =====
+			// 积分不足时跳转到「积分管理」并刷新余额与明细
+			goRecharge() {
+				this.menuIndex = '6';
+				this.isSign = false;
+				this.isSignIntro = false;
+				this.isSignLog = false;
+				this.isSignFlow = false;
+				this.isSignTips = false;
+				this.getPointsBalance();
+				this.getPointsLog();
+			},
 			async getPointsBalance() {
 				try {
 					const res = await vk.callFunction({