jjx-web/uniCloud-tcb/cloudfunctions/router/service/admin/finance/balance/sys/withdraw.js

'use strict';
const balanceUtil = require('./util.js');
const merchantMap = balanceUtil.MERCHANT_MAP;

module.exports = {
    /**
     * 提现
     * @url admin/finance/balance/sys/withdraw 前端调用的url参数地址
     */
    main: async (event) => {
        let { data = {}, userInfo, util } = event;
        let { vk } = util;
        const transaction = await vk.baseDao.startTransaction();

        try {
            const merchantId = String(data.merchantId || '').trim();
            if (!merchantMap[merchantId]) {
                throw new Error('提现商户不正确');
            }
            const amount = balanceUtil.normalizeAmount(data.amount);
            if (amount <= 0) {
                throw new Error('提现金额必须大于0');
            }
            const balanceRecord = await balanceUtil.ensureBalanceRecord({
                transaction,
                vk
            });
            const balanceInfoMap = balanceUtil.buildBalanceInfoMap(balanceRecord.balanceInfo || {});
            const merchantBalanceInfo = balanceInfoMap[merchantId] || {
                accNo: merchantId,
                merchantName: merchantMap[merchantId],
                balance: 0,
                updateTime: ''
            };
            const merchantBalance = balanceUtil.normalizeAmount(merchantBalanceInfo.balance || 0);
            const {
                pendingAmount,
                availableBalance
            } = await balanceUtil.getAvailableWithdrawBalance({
                transaction,
                vk,
                merchantId,
                merchantBalance
            });
            if (availableBalance <= 0) {
                throw new Error(
                    pendingAmount > 0
                        ? `可提现余额不足（处理中提现￥${pendingAmount.toFixed(2)}已占用）`
                        : '当前企业余额小于等于0，无法提现'
                );
            }
            if (amount > availableBalance) {
                throw new Error(
                    pendingAmount > 0
                        ? `提现金额不能大于可提现余额￥${availableBalance.toFixed(2)}（已排除处理中提现￥${pendingAmount.toFixed(2)}）`
                        : '提现金额不能大于当前企业余额'
                );
            }
            const description = String(data.description || '').trim() || `余额提现-${merchantMap[merchantId]}`;

            const requestRes = await vk.request({
                method: "POST",
                url: 'http://jjx-union-pay.gxwebsoft.com/api/union-pay-jjx/transByAmount',
                header: {
                    "content-type": "application/json; charset=utf-8",
                },
                data: {
                    accNo: merchantId,
                    amount
                },
                timeout: 60000
            });
            console.log('requestRes', requestRes)
            const code = Number(requestRes && requestRes.code);
            const success = requestRes && (
                code === 0 ||
                code === 200 ||
                requestRes.success === true ||
                (typeof requestRes.code === 'undefined' && !requestRes.msg && !requestRes.message)
            );
            if (!success) {
                throw new Error(
                    (requestRes && (requestRes.msg || requestRes.message)) ||
                    (requestRes && requestRes.content && (requestRes.content.msg || requestRes.content.message)) ||
                    '提现失败'
                );
            }

            const logData = {
                description,
                amount,
                type: 'expense',
                logTime: Date.now(),
                operatorId: userInfo && userInfo.uid ? userInfo.uid : '',
                source: 'withdraw',
                merchantId,
                merchantName: merchantMap[merchantId],
                srcReqId: requestRes.srcReqId,
                status: 1,
                // 新逻辑：处理中不扣余额，成功后再扣；用于兼容旧数据（旧单默认已扣）
                balanceDeducted: false
            };

            await vk.baseDao.add({
                db: transaction,
                dbName: 'jjx-balance-log',
                dataJson: logData
            });

            // 处理中提现不立刻扣减余额缓存，避免与远端余额同步互相覆盖；
            // 可提现额度通过「余额 - 处理中提现」计算，防止重复提现超总额。
            await transaction.commit();
            return {
                code: 0,
                msg: '',
                data: {
                    balance: merchantBalance,
                    pendingAmount: balanceUtil.normalizeAmount(pendingAmount + amount),
                    availableBalance: balanceUtil.normalizeAmount(Math.max(0, availableBalance - amount)),
                    merchantBalance
                }
            };
        } catch (err) {
            return await balanceUtil.rollbackTransaction({
                transaction,
                err
            });
        }
    }
};