diff --git a/blade-service/blade-transport/src/main/java/org/springblade/transport/controller/PaymentApplicationController.java b/blade-service/blade-transport/src/main/java/org/springblade/transport/controller/PaymentApplicationController.java
index 56bc27de..f2003c5f 100644
--- a/blade-service/blade-transport/src/main/java/org/springblade/transport/controller/PaymentApplicationController.java
+++ b/blade-service/blade-transport/src/main/java/org/springblade/transport/controller/PaymentApplicationController.java
@@ -114,7 +114,7 @@ public class PaymentApplicationController extends BladeController {
 		}
 		PaymentApplication payment = paymentApplicationService.getById(id);
 		String specStatus = payment == null ? null : payment.getHcsSpecStatus();
-		if (HcsSyncConstant.SPEC_STATUS_NEED.equals(specStatus)) {
+		if (hcsImmediatePushSupport.isSpecPayEnabled() && HcsSyncConstant.SPEC_STATUS_NEED.equals(specStatus)) {
 			return R.success("审批通过，付款特批待发起，可在详情页重推合规");
 		}
 		if (Arrays.asList(HcsSyncConstant.SPEC_STATUS_PUSHING, HcsSyncConstant.SPEC_STATUS_PROCESSING).contains(specStatus)) {
diff --git a/blade-service/blade-transport/src/main/java/org/springblade/transport/listener/KingdeeApprovalSyncListener.java b/blade-service/blade-transport/src/main/java/org/springblade/transport/listener/KingdeeApprovalSyncListener.java
index 4657465c..491f5a36 100644
--- a/blade-service/blade-transport/src/main/java/org/springblade/transport/listener/KingdeeApprovalSyncListener.java
+++ b/blade-service/blade-transport/src/main/java/org/springblade/transport/listener/KingdeeApprovalSyncListener.java
@@ -24,6 +24,7 @@ import lombok.extern.slf4j.Slf4j;
 import org.springblade.core.tool.api.R;
 import org.springblade.transport.config.BfiProperties;
 import org.springblade.transport.constant.HcsSyncConstant;
+import org.springblade.hcs.config.HcsProperties;
 import org.springblade.transport.event.KingdeeBillApprovedEvent;
 import org.springblade.transport.pojo.entity.PaymentApplication;
 import org.springblade.transport.service.IFormalSettlementService;
@@ -65,6 +66,7 @@ public class KingdeeApprovalSyncListener {
 	private final IInvoiceApplicationService invoiceApplicationService;
 	private final IInvoiceReceiptService invoiceReceiptService;
 	private final BfiProperties bfiProperties;
+	private final HcsProperties hcsProperties;
 
 	/** 当前审批请求线程的自动推送失败原因，供 Controller 取走提示前端（见类注释线程说明） */
 	private static final ThreadLocal<String> SYNC_FAILURE = new ThreadLocal<>();
@@ -183,9 +185,10 @@ public class KingdeeApprovalSyncListener {
 			return;
 		}
 		// 付款特批未完成（高风险/黑名单/额度超额）时金蝶必然拒推：跳过而非置失败，
-		// 特批通过后由 HcsPaymentSyncSupport 重新发布本事件自动补推
+		// 特批通过后由 HcsPaymentSyncSupport 重新发布本事件自动补推；
+		// 特批不走合同系统（spec-pay.enabled=false）时不跳过
 		PaymentApplication payment = paymentApplicationService.getById(id);
-		if (payment != null && payment.getHcsSpecStatus() != null
+		if (hcsProperties.getSpecPay().isEnabled() && payment != null && payment.getHcsSpecStatus() != null
 			&& List.of(HcsSyncConstant.SPEC_STATUS_NEED, HcsSyncConstant.SPEC_STATUS_PUSHING,
 			HcsSyncConstant.SPEC_STATUS_PROCESSING).contains(payment.getHcsSpecStatus())) {
 			log.info("付款申请[{}]审批通过自动同步金蝶跳过（付款特批未完成）：hcsSpecStatus={}", id, payment.getHcsSpecStatus());
diff --git a/blade-service/blade-transport/src/main/java/org/springblade/transport/service/impl/PaymentApplicationServiceImpl.java b/blade-service/blade-transport/src/main/java/org/springblade/transport/service/impl/PaymentApplicationServiceImpl.java
index 41448c11..e9d56acf 100644
--- a/blade-service/blade-transport/src/main/java/org/springblade/transport/service/impl/PaymentApplicationServiceImpl.java
+++ b/blade-service/blade-transport/src/main/java/org/springblade/transport/service/impl/PaymentApplicationServiceImpl.java
@@ -51,6 +51,7 @@ import org.springblade.thirdparty.bfi.util.BfiUtil;
 import org.springblade.transport.config.BfiProperties;
 import org.springblade.transport.constant.KingdeeAttachmentConstant;
 import org.springblade.transport.constant.HcsSyncConstant;
+import org.springblade.hcs.config.HcsProperties;
 import org.springblade.transport.constant.KingdeeBfiConstant;
 import org.springblade.transport.constant.KingdeeLockConstant;
 import org.springblade.transport.constant.TransportBusiConstant;
@@ -187,6 +188,7 @@ public class PaymentApplicationServiceImpl extends BaseServiceImpl<PaymentApplic
 	private final BladeRedis bladeRedis;
 	private final ApplicationEventPublisher eventPublisher;
 	private final HcsCreditCheckSupport hcsCreditCheckSupport;
+	private final HcsProperties hcsProperties;
 	private final IContractExeStageService contractExeStageService;
 
 	@Override
@@ -718,8 +720,9 @@ public class PaymentApplicationServiceImpl extends BaseServiceImpl<PaymentApplic
 		context.paymentNoCache().put(id, entity.getPaymentNo());
 		if (!TransportBusiConstant.APPROVED.equals(entity.getApprovalStatus())) throw new ServiceException("仅审批通过的付款申请允许生成金蝶单据");
 		// 高风险/黑名单客商付款特批门禁：待特批/特批审核中（挂起"特批审核"）禁止推送金蝶，
-		// 特批通过（合规 paymentLegal/result 回调恢复"审批通过"）后放行
-		if (entity.getHcsSpecStatus() != null && List.of(HcsSyncConstant.SPEC_STATUS_NEED, HcsSyncConstant.SPEC_STATUS_PUSHING,
+		// 特批通过（合规 paymentLegal/result 回调恢复"审批通过"）后放行；
+		// 特批不走合同系统（spec-pay.enabled=false）时不拦截
+		if (hcsProperties.getSpecPay().isEnabled() && entity.getHcsSpecStatus() != null && List.of(HcsSyncConstant.SPEC_STATUS_NEED, HcsSyncConstant.SPEC_STATUS_PUSHING,
 			HcsSyncConstant.SPEC_STATUS_PROCESSING).contains(entity.getHcsSpecStatus())) {
 			throw new ServiceException("收款方客商为高风险/黑名单，付款特批审核中（" + entity.getCurrentNode() + "），特批完成后方可推送金蝶");
 		}
diff --git a/blade-service/blade-transport/src/main/java/org/springblade/transport/support/hcs/HcsImmediatePushSupport.java b/blade-service/blade-transport/src/main/java/org/springblade/transport/support/hcs/HcsImmediatePushSupport.java
index eee77238..adb50ff2 100644
--- a/blade-service/blade-transport/src/main/java/org/springblade/transport/support/hcs/HcsImmediatePushSupport.java
+++ b/blade-service/blade-transport/src/main/java/org/springblade/transport/support/hcs/HcsImmediatePushSupport.java
@@ -171,6 +171,13 @@ public class HcsImmediatePushSupport {
 		return hcsProperties.getPush().isImmediateEnabled();
 	}
 
+	/**
+	 * 付款特批走合同合规开关（thirdParty.hcs.spec-pay.enabled），关闭时审批响应不再提示特批待发起/已发起
+	 */
+	public boolean isSpecPayEnabled() {
+		return hcsProperties.getSpecPay().isEnabled();
+	}
+
 	/**
 	 * 项目立项"通过"按钮路径：在审批事务提交返回后由 Controller 同步调用，失败原因留在当前线程供其取走
 	 *
diff --git a/blade-service/blade-transport/src/main/java/org/springblade/transport/support/hcs/HcsPaymentSyncSupport.java b/blade-service/blade-transport/src/main/java/org/springblade/transport/support/hcs/HcsPaymentSyncSupport.java
index 3fe88486..c6af98fb 100644
--- a/blade-service/blade-transport/src/main/java/org/springblade/transport/support/hcs/HcsPaymentSyncSupport.java
+++ b/blade-service/blade-transport/src/main/java/org/springblade/transport/support/hcs/HcsPaymentSyncSupport.java
@@ -86,8 +86,9 @@ public class HcsPaymentSyncSupport {
 	public String pushPayment(PaymentApplication payment) {
 		StringBuilder result = new StringBuilder();
 		// ① 结算付款特批：提交时高风险/黑名单（须特批附件）或额度超额（hcs_spec_status=need）且未发起时发起 C106-3；
-		//    发起后挂起等待特批结果，特批通过后不推履约数据（各业务环节推送），仅补推金蝶（驳回不产生履约数据）
-		if (HcsSyncConstant.SPEC_STATUS_NEED.equals(payment.getHcsSpecStatus())) {
+		//    发起后挂起等待特批结果，特批通过后不推履约数据（各业务环节推送），仅补推金蝶（驳回不产生履约数据）；
+		//    spec-pay.enabled=false（特批不走合同系统）时跳过发起，need 仅作附件要求留痕
+		if (HcsSyncConstant.SPEC_STATUS_NEED.equals(payment.getHcsSpecStatus()) && hcsProperties.getSpecPay().isEnabled()) {
 			String specResult = hcsSpecPaySyncSupport.pushSpecPay(payment);
 			// C106-4 更新路径不改状态，统一归一为特批审核中，避免下轮扫描重复发起
 			if (HcsSyncConstant.SPEC_STATUS_NEED.equals(payment.getHcsSpecStatus())) {
diff --git a/blade-third-party-api/blade-hcs-api/src/main/java/org/springblade/hcs/config/HcsProperties.java b/blade-third-party-api/blade-hcs-api/src/main/java/org/springblade/hcs/config/HcsProperties.java
index 56580bb0..5998ab9b 100644
--- a/blade-third-party-api/blade-hcs-api/src/main/java/org/springblade/hcs/config/HcsProperties.java
+++ b/blade-third-party-api/blade-hcs-api/src/main/java/org/springblade/hcs/config/HcsProperties.java
@@ -273,6 +273,13 @@ public class HcsProperties {
 
 	@Data
 	public static class SpecPay {
+		/**
+		 * 付款特批走合同合规开关（thirdParty.hcs.spec-pay.enabled，默认 false 不推送合同合规）：
+		 * true 时审批通过后发起 C106-3/4、挂起"特批审核"、特批完成前拦截金蝶推送；
+		 * false 时不再发起 C106-3/4、不挂起、不拦截金蝶推送；
+		 * 提交时高风险/黑名单风险校验与「特批附件」必传逻辑保留（risk.check-on-payment）
+		 */
+		private boolean enabled = false;
 		/**
 		 * 特批单据状态（fd_doc_status，示例 10，§9-U3 待联调）
 		 */
diff --git a/doc/nacos/blade-dev.yaml b/doc/nacos/blade-dev.yaml
index a3243b7d..8443e3b2 100644
--- a/doc/nacos/blade-dev.yaml
+++ b/doc/nacos/blade-dev.yaml
@@ -324,6 +324,8 @@ thirdParty:
       require-contract-synced: ${HCS_CREDIT_REQUIRE_CONTRACT_SYNCED:true}
     # 结算付款特批（C106-3/4）
     spec-pay:
+      # 付款特批走合同合规开关（false 时不再发起 C106-3/4、不挂起"特批审核"、不拦金蝶推送；提交时特批附件必传逻辑保留）
+      enabled: ${HCS_SPEC_PAY_ENABLED:false}
       # 单据状态（示例 10）
       doc-status: ${HCS_SPEC_PAY_DOC_STATUS:10}
       # 付款用途/性质/类型字典值（§9-U3 待联调后配置）
diff --git a/doc/nacos/third-party-api.yaml b/doc/nacos/third-party-api.yaml
index dddca1fe..e1dcd1f7 100644
--- a/doc/nacos/third-party-api.yaml
+++ b/doc/nacos/third-party-api.yaml
@@ -270,6 +270,8 @@ thirdParty:
       require-contract-synced: ${HCS_CREDIT_REQUIRE_CONTRACT_SYNCED:true}
     # 结算付款特批（C106-3/4）
     spec-pay:
+      # 付款特批走合同合规开关（false 时不再发起 C106-3/4、不挂起"特批审核"、不拦金蝶推送；提交时特批附件必传逻辑保留）
+      enabled: ${HCS_SPEC_PAY_ENABLED:false}
       # 单据状态（示例 10）
       doc-status: ${HCS_SPEC_PAY_DOC_STATUS:10}
       # 付款用途/性质/类型字典值（§9-U3 待联调后配置）