diff --git a/blade-service/blade-transport/src/main/java/org/springblade/transport/service/impl/PreSettlementServiceImpl.java b/blade-service/blade-transport/src/main/java/org/springblade/transport/service/impl/PreSettlementServiceImpl.java
index f9bdc3a9..6b0247ca 100644
--- a/blade-service/blade-transport/src/main/java/org/springblade/transport/service/impl/PreSettlementServiceImpl.java
+++ b/blade-service/blade-transport/src/main/java/org/springblade/transport/service/impl/PreSettlementServiceImpl.java
@@ -94,6 +94,7 @@ import java.util.Objects;
 import java.util.Set;
 import java.util.function.Function;
 import java.util.stream.Collectors;
+import java.util.stream.Stream;
 
 /**
  * 预结算单服务实现类
@@ -232,13 +233,34 @@ public class PreSettlementServiceImpl extends BaseServiceImpl<PreSettlementMappe
 				.or().like(ContractManage::getContractNo, keyword))
 			.orderByDesc(ContractManage::getCreateTime);
 		List<ContractManage> contracts = contractManageService.list(wrapper).stream()
-			.filter(this::isAvailableContract).toList();
+			.filter(contract -> contract.getProjectId() != null
+				&& List.of("客户合同", "承运商合同").contains(contract.getContractCategory())
+				&& contractManageService.isUsableForSettlement(contract))
+			.toList();
+		if (contracts.isEmpty()) return List.of();
+		// 项目与客户均批量查询，避免逐条 N+1 查询导致接口超时
 		Set<Long> projectIds = contracts.stream().map(ContractManage::getProjectId)
-			.filter(Objects::nonNull).collect(Collectors.toSet());
-		Map<Long, ProjectApply> projectById = Func.isEmpty(projectIds) ? Map.of()
-			: projectApplyService.listByIds(projectIds).stream()
+			.collect(Collectors.toSet());
+		Map<Long, ProjectApply> projectById = projectApplyService.listByIds(projectIds).stream()
 			.collect(Collectors.toMap(ProjectApply::getId, Function.identity()));
-		return contracts.stream().map(contract -> {
+		Set<String> partyNames = contracts.stream()
+			.flatMap(contract -> Stream.of(contract.getPartyA(), contract.getPartyB()))
+			.filter(Func::isNotEmpty).collect(Collectors.toSet());
+		Set<String> approvedCustomers = customerArchiveService.list(Wrappers.<CustomerArchive>lambdaQuery()
+				.eq(CustomerArchive::getIsDeleted, 0)
+				.eq(CustomerArchive::getStatus, 1)
+				.eq(CustomerArchive::getApprovalStatus, "approved")
+				.in(CustomerArchive::getFullName, partyNames))
+			.stream().map(CustomerArchive::getFullName).collect(Collectors.toSet());
+		return contracts.stream()
+			.filter(contract -> {
+				ProjectApply project = projectById.get(contract.getProjectId());
+				return project != null && !Objects.equals(project.getIsDeleted(), 1)
+					&& List.of("approved", "change_approved").contains(project.getApprovalStatus())
+					&& approvedCustomers.contains(contract.getPartyA())
+					&& approvedCustomers.contains(contract.getPartyB());
+			})
+			.map(contract -> {
 			ProjectApply project = projectById.get(contract.getProjectId());
 			Map<String, Object> result = new LinkedHashMap<>();
 			result.put("id", contract.getId());
@@ -1325,19 +1347,6 @@ public class PreSettlementServiceImpl extends BaseServiceImpl<PreSettlementMappe
 		return contract;
 	}
 
-	private boolean isAvailableContract(ContractManage contract) {
-		if (!contractManageService.isUsableForSettlement(contract) || contract.getProjectId() == null
-			|| !List.of("客户合同", "承运商合同").contains(contract.getContractCategory())) {
-			return false;
-		}
-		org.springblade.transport.pojo.entity.ProjectApply project = projectApplyService.getById(contract.getProjectId());
-		if (project == null || Objects.equals(project.getIsDeleted(), 1)
-			|| !List.of("approved", "change_approved").contains(project.getApprovalStatus())) {
-			return false;
-		}
-		return isApprovedCustomer(contract.getPartyA()) && isApprovedCustomer(contract.getPartyB());
-	}
-
 	private Map<String, String> contractFeeTypeMap(Long contractId) {
 		ContractManage contract = contractId == null ? null : contractManageService.getById(contractId);
 		Map<String, String> result = new LinkedHashMap<>();