✨ 评分减分累计与最高扣分、用户部门标签联动树，并修复对账导入与结算调整等

Co-authored-by: Cursor <cursoragent@cursor.com>

src/views/settlement/components/settlement-import-page.vue

@@ -926,14 +926,34 @@ const stripInternalRowFields = row => {
   };
 };
 
+/** 合并费用列名与各行 feeItems 键，避免保存/回显时丢动态费用列 */
+const collectFeeItemNames = (preferred = [], detailRows = []) => {
+  const names = [];
+  const seen = new Set();
+  const pushName = value => {
+    const name = String(value || '').trim();
+    if (!name || seen.has(name)) return;
+    seen.add(name);
+    names.push(name);
+  };
+  (preferred || []).forEach(pushName);
+  (detailRows || []).forEach(row => {
+    const feeItems = row?.feeItems;
+    if (!feeItems || typeof feeItems !== 'object' || Array.isArray(feeItems)) return;
+    Object.keys(feeItems).forEach(pushName);
+  });
+  return names;
+};
+
 const buildPayload = () => {
   const { file, ...batch } = form;
+  const payloadRows = rows.value.map(stripInternalRowFields);
   return {
     ...batch,
     settlementBillType: form.settlementType === 'payable' ? form.settlementBillType || 'formal' : 'formal',
     waybillMode: form.waybillMode === 'history' ? 'history' : 'new',
-    feeItemNames: [...feeItemNames.value],
-    rows: rows.value.map(stripInternalRowFields),
+    feeItemNames: collectFeeItemNames(feeItemNames.value, payloadRows),
+    rows: payloadRows,
   };
 };
 
@@ -1436,9 +1456,13 @@ const loadDetail = async id => {
   if (detail.projectId) {
     await loadContractsByProject(detail.projectId, detail.projectName || '');
   }
-  feeItemNames.value = Array.isArray(detail.feeItemNames) ? detail.feeItemNames : [];
   parsedHeaders.value = [];
   const detailRows = Array.isArray(detail.rows) ? detail.rows : [];
+  // 先按库中列名与明细 feeItems 合并，再规范化行数据，保证草稿再打开仍展示全部费用列
+  feeItemNames.value = collectFeeItemNames(
+    Array.isArray(detail.feeItemNames) ? detail.feeItemNames : [],
+    detailRows
+  );
   rows.value = detailRows.map((item, index) => normalizeParsedRow(item, index));
   refreshDuplicateFlags();
   // 查看模式始终只读；编辑时仅草稿可改，已完成/已作废强制只读