✨ 付款申请表单优化与结算单过滤，并完善相关体验

进度预付仅可选预结算、尾款付款可选正式/预结算；同步收款账户、申请金额校验、关闭标签与费用明细残留等交互，并补充运单复制需求说明。

Co-authored-by: Cursor <cursoragent@cursor.com>

src/api/payment/paymentApplication.js

@@ -24,7 +24,7 @@ export const syncKingdeeBatch = ids =>
 export const paymentTypeOptions = [
   { label: '项目预付', value: 'project_advance' },
   { label: '进度预付', value: 'progress_advance' },
-  { label: '结算付款', value: 'settlement_payment' },
+  { label: '尾款付款', value: 'settlement_payment' },
 ];
 export const approvalStatusOptions = [
   { label: '草稿', value: 'draft' },