feat(contract-manage): 将付款比例设置提示改为tooltip展示

- 付款比例设置区块标题后添加问号图标悬浮提示，替换原红色文字说明
- 编辑弹窗、详情弹窗、合同变更页统一使用el-tooltip + el-icon-question-filled组件
- 移除contract-manage.vue中原有.red tip提示及相应样式

feat(temporary-credit-limit): 优化临时额度申请界面及校验规则

- 增加新增/编辑/查看临时额度申请标题，覆盖默认菜单注入标题
- 所有表单字段统一设置placeholder为“请输入/请选择”无字段名
- 搜索栏占位符统一为“请输入/请选择”，与其他模块一致
- 临时额度申请有效期至字段增加“必须晚于当前日期”日期校验规则
- 增添futureDateRule通用校验规则，支持多种日期格式即时触发验证

feat(project-apply): 新增资金使用风险快速筛选及风险提示

- 项目申请列表增加资金使用风险列，显示高风险/中风险标签
- 新增资金使用风险快速筛选区，可点击标签筛选项目风险等级
- 提供资金使用风险阈值配置，支持中风险≥80%、高风险≥90%
- 调整页面样式及交互，优化风险筛选体验
- 新增后端接口getFundRiskStats，用于获取风险统计数据并实时刷新

src/option/business/common.js

@@ -169,6 +169,32 @@ export const nonNegativeRule = label => ({
   trigger: 'blur',
 });
 
+// 日期必须晚于当前日期（当天不可选）：选择后立即校验，trigger 固定为 change
+// 取值支持 YYYY-MM-DD / YYYY-MM-DD HH:mm:ss / 时间戳
+export const futureDateRule = label => ({
+  validator: (rule, value, callback) => {
+    if (value === undefined || value === null || value === '') {
+      callback();
+      return;
+    }
+    const raw = String(value).trim().replace(/-/g, '/');
+    const selected = new Date(raw);
+    if (Number.isNaN(selected.getTime())) {
+      callback();
+      return;
+    }
+    const today = new Date();
+    today.setHours(0, 0, 0, 0);
+    selected.setHours(0, 0, 0, 0);
+    if (selected.getTime() <= today.getTime()) {
+      callback(new Error(`${label}必须晚于当前日期`));
+      return;
+    }
+    callback();
+  },
+  trigger: ['change', 'blur'],
+});
+
 export const phoneRule = label => ({
   pattern: /^1[3-9]\d{9}$/,
   message: `${label}格式不正确`,

src/option/business/project-apply.js

@@ -16,6 +16,18 @@ const projectEffectiveTypeOptions = [
   { label: '正式', value: 'formal' },
 ];
 
+export const fundUseRiskOptions = [
+  { label: '高风险', value: 'high' },
+  { label: '中风险', value: 'medium' },
+  { label: '正常', value: 'none' },
+];
+
+// 项目资金额度使用率阈值：中风险 ≥ 80%，高风险 ≥ 90%
+export const fundUseRiskThreshold = {
+  high: 90,
+  medium: 80,
+};
+
 const amountRules = label => [
   { required: true, message: `请输入${label}`, trigger: 'blur' },
   nonNegativeRule(label),
@@ -402,5 +414,14 @@ export const option = createCrudOption([
     span: 24,
     hide: true,
   },
+  {
+    label: '资金使用风险',
+    prop: 'fundUseRisk',
+    slot: true,
+    minWidth: 130,
+    addDisplay: false,
+    editDisplay: false,
+    hide: false,
+  },
   ...auditColumns.map(column => ({ ...column, hide: true })),
 ]);

src/option/business/temporary-credit-limit.js

@@ -2,8 +2,10 @@ import {
   approvalStatusOptions,
   auditColumns,
   createCrudOption,
+  futureDateRule,
   nonNegativeRule,
   textRule,
+  withSearchPlaceholders,
 } from './common';
 
 const listDicFormatter = res => {
@@ -118,7 +120,10 @@ export const config = {
 
 export const option = {
   dialogCustomClass: 'temporary-credit-limit-dialog',
-  ...createCrudOption([
+  addTitle: '新增临时额度申请',
+  editTitle: '编辑临时额度申请',
+  viewTitle: '查看临时额度申请',
+  ...createCrudOption(withSearchPlaceholders([
     {
       label: '申请单号',
       prop: 'applicationNo',
@@ -158,6 +163,7 @@ export const option = {
       prop: 'projectCode',
       hide: true,
       disabled: true,
+      placeholder: '请输入',
       span: 6,
       minWidth: 150,
       rules: textRule('项目编号', 50),
@@ -167,6 +173,7 @@ export const option = {
       prop: 'undertakeDeptName',
       hide: true,
       disabled: true,
+      placeholder: '请输入',
       span: 6,
       minWidth: 150,
       rules: textRule('承办部门', 50, true),
@@ -176,6 +183,7 @@ export const option = {
       prop: 'projectFundLimit',
       hide: true,
       disabled: true,
+      placeholder: '请输入',
       span: 6,
       minWidth: 200,
       rules: [nonNegativeRule('项目资金使用额度')],
@@ -185,6 +193,7 @@ export const option = {
       prop: 'usedFundLimit',
       hide: true,
       disabled: true,
+      placeholder: '请输入',
       span: 6,
       minWidth: 220,
       value: 0,
@@ -195,6 +204,7 @@ export const option = {
       prop: 'remainingFundLimit',
       hide: true,
       disabled: true,
+      placeholder: '请输入',
       span: 6,
       minWidth: 230,
       value: 0,
@@ -217,9 +227,13 @@ export const option = {
       type: 'date',
       format: 'YYYY-MM-DD',
       valueFormat: 'YYYY-MM-DD',
+      placeholder: '请选择',
       span: 6,
       minWidth: 140,
-      rules: [{ required: true, message: '请选择申请有效期至', trigger: 'change' }],
+      rules: [
+        { required: true, message: '请选择申请有效期至', trigger: 'change' },
+        futureDateRule('申请有效期至'),
+      ],
     },
     {
       label: '申请部门',
@@ -285,15 +299,16 @@ export const option = {
       editDisplay: false,
     },
     {
-      label: '备注',
+      label: '临时额度信息',
       prop: 'remark',
       type: 'textarea',
       span: 24,
       minRows: 2,
       hide: true,
+      placeholder: '请输入',
       maxlength: 200,
       showWordLimit: true,
-      rules: textRule('备注', 200),
+      rules: textRule('临时额度信息', 200),
     },
     {
       label: '附件',
@@ -303,7 +318,7 @@ export const option = {
       hide: true,
     },
     ...auditColumns.map(column => ({ ...column, hide: true })),
-  ]),
+  ])),
   dialogWidth: '96%',
   menuFixed: 'right',
   menuWidth: 320,