feat(contract-manage): 将付款比例设置提示改为tooltip展示

- 付款比例设置区块标题后添加问号图标悬浮提示，替换原红色文字说明
- 编辑弹窗、详情弹窗、合同变更页统一使用el-tooltip + el-icon-question-filled组件
- 移除contract-manage.vue中原有.red tip提示及相应样式

feat(temporary-credit-limit): 优化临时额度申请界面及校验规则

- 增加新增/编辑/查看临时额度申请标题，覆盖默认菜单注入标题
- 所有表单字段统一设置placeholder为“请输入/请选择”无字段名
- 搜索栏占位符统一为“请输入/请选择”，与其他模块一致
- 临时额度申请有效期至字段增加“必须晚于当前日期”日期校验规则
- 增添futureDateRule通用校验规则，支持多种日期格式即时触发验证

feat(project-apply): 新增资金使用风险快速筛选及风险提示

- 项目申请列表增加资金使用风险列，显示高风险/中风险标签
- 新增资金使用风险快速筛选区，可点击标签筛选项目风险等级
- 提供资金使用风险阈值配置，支持中风险≥80%、高风险≥90%
- 调整页面样式及交互，优化风险筛选体验
- 新增后端接口getFundRiskStats，用于获取风险统计数据并实时刷新

src/views/business/contract-manage-change.vue

@@ -63,7 +63,12 @@
       </section>
 
       <section class="change-section">
-        <div class="dialog-section-title">付款比例设置</div>
+        <div class="dialog-section-title">
+          付款比例设置
+          <el-tooltip content="非必填；配置付款比例时，合计必须等于100%。" placement="top">
+            <el-icon style="margin-left: 4px; color: #909399; cursor: pointer"><el-icon-question-filled /></el-icon>
+          </el-tooltip>
+        </div>
         <el-table :data="paymentRatioRows" border class="change-table">
           <el-table-column type="index" label="序号" width="70" />
           <el-table-column prop="paymentTerm" label="付款笔数" min-width="180" />

src/views/business/contract-manage.vue

@@ -425,10 +425,14 @@
 
         <section class="contract-manage-form__section contract-manage-form__section--panel">
           <div class="contract-manage-form__section-head">
-            <div class="dialog-section-title">付款比例设置</div>
+            <div class="dialog-section-title">
+              付款比例设置
+              <el-tooltip content="非必填；配置付款比例时，合计必须等于100%。" placement="top">
+                <el-icon style="margin-left: 4px; color: #909399; cursor: pointer"><el-icon-question-filled /></el-icon>
+              </el-tooltip>
+            </div>
             <el-button type="primary" plain @click="addPaymentRatio">添加</el-button>
           </div>
-          <p class="contract-manage-form__tip">非必填；配置付款比例时，合计必须等于100%。</p>
           <el-table :data="paymentRatioRows" border>
             <el-table-column type="index" label="序号" width="80" align="center" />
             <el-table-column prop="paymentTerm" label="付款笔数" min-width="180" align="center" />
@@ -740,7 +744,12 @@
         </section>
 
         <section class="contract-manage-form__section contract-manage-form__section--panel">
-          <div class="dialog-section-title">付款比例设置</div>
+          <div class="dialog-section-title">
+            付款比例设置
+            <el-tooltip content="非必填；配置付款比例时，合计必须等于100%。" placement="top">
+              <el-icon style="margin-left: 4px; color: #909399; cursor: pointer"><el-icon-question-filled /></el-icon>
+            </el-tooltip>
+          </div>
           <el-table :data="detailPaymentRatioRows" border>
             <el-table-column type="index" label="序号" width="80" align="center" />
             <el-table-column prop="paymentTerm" label="付款笔数" min-width="180" align="center" />
@@ -2892,8 +2901,4 @@ export default {
   white-space: normal;
   line-height: 1.2;
 }
-.contract-manage-form__tip {
-  color: #ff0000 !important;
-  font-size: 12px;
-}
 </style>

src/views/business/project-apply.vue

@@ -58,6 +58,40 @@
         {{ displayStatus(row, 'approvalStatus') }}
       </template>
 
+      <template #header>
+        <div class="project-apply-page__risk-search">
+          <span class="project-apply-page__risk-label">
+            资金使用风险
+            <el-tooltip placement="top" effect="dark">
+              <template #content>
+                <div>中风险：项目资金额度使用率 ≥ 80%</div>
+                <div>高风险：项目资金额度使用率 ≥ 90%</div>
+                <div>使用率 = 已使用资金 / 项目资金使用额度 × 100%</div>
+              </template>
+              <i class="el-icon-question project-apply-page__risk-help" />
+            </el-tooltip>
+          </span>
+          <el-check-tag
+            v-for="item in fundRiskTagOptions"
+            :key="item.value"
+            :checked="fundRiskScope === item.value"
+            @change="changeFundRiskScope(item.value)"
+          >
+            {{ item.label }}（{{ fundRiskStats[item.statKey] || 0 }}）
+          </el-check-tag>
+        </div>
+      </template>
+
+      <template #fundUseRisk="{ row }">
+        <el-tag v-if="row.fundUseRisk === 'high'" type="danger">
+          {{ row.fundUseRiskName || '高风险' }}
+        </el-tag>
+        <el-tag v-else-if="row.fundUseRisk === 'medium'" type="warning">
+          {{ row.fundUseRiskName || '中风险' }}
+        </el-tag>
+        <span v-else class="project-apply-page__risk-none">-</span>
+      </template>
+
       <template #menu="{ row, index }">
         <el-link
           type="primary"
@@ -975,6 +1009,12 @@ export default {
       data: [],
       query: {},
       allDept: 0,
+      fundRiskScope: '',
+      fundRiskStats: { high: 0, medium: 0, none: 0 },
+      fundRiskTagOptions: [
+        { label: '高风险', value: 'high', statKey: 'high' },
+        { label: '中风险', value: 'medium', statKey: 'medium' },
+      ],
       page: {
         pageSize: 10,
         pageSizes: [10, 20, 50, 100],
@@ -1342,12 +1382,14 @@ export default {
           ...params,
           ...this.query,
           allDept: this.allDept,
+          ...(this.fundRiskScope ? { fundUseRisk: this.fundRiskScope } : {}),
         })
         .then(res => {
           const result = res.data.data || {};
           this.page.total = result.total || 0;
           this.data = result.records || [];
           this.selectionClear();
+          this.refreshFundRiskStats({ ...params, ...this.query, allDept: this.allDept });
         })
         .finally(() => {
           this.loading = false;
@@ -1355,6 +1397,7 @@ export default {
     },
     searchReset() {
       this.query = {};
+      this.fundRiskScope = '';
       this.page.currentPage = 1;
       this.onLoad(this.page);
     },
@@ -1364,6 +1407,18 @@ export default {
       this.onLoad(this.page, params);
       done();
     },
+    // 切换「资金使用风险」快速筛选：再次点击已选中项则取消筛选
+    changeFundRiskScope(value) {
+      this.fundRiskScope = this.fundRiskScope === value ? '' : value;
+      this.page.currentPage = 1;
+      this.onLoad(this.page, this.query);
+    },
+    refreshFundRiskStats(params) {
+      this.api.getFundRiskStats(params).then(res => {
+        const stats = res.data?.data || {};
+        this.fundRiskStats = { ...this.fundRiskStats, ...stats };
+      });
+    },
     selectionChange(list) {
       this.selectionList = list;
     },
@@ -2474,8 +2529,40 @@ export default {
 .project-apply-page-form {
   min-height: 100%;
   margin-bottom: 60px;
-  //padding: 20px 24px 92px;
-  //background: #f5f6fa;
+}
+
+.project-apply-page {
+  &__risk-search {
+    display: flex;
+    align-items: center;
+    flex-wrap: wrap;
+    gap: 8px;
+    margin-top: 8px;
+    margin-bottom: 16px;
+
+    :deep(.el-check-tag) {
+      font-weight: 500;
+    }
+  }
+
+  &__risk-label {
+    display: inline-flex;
+    align-items: center;
+    color: #606266;
+    font-weight: 600;
+    margin-right: 4px;
+  }
+
+  &__risk-help {
+    margin-left: 4px;
+    color: #a8abb2;
+    cursor: help;
+    font-size: 14px;
+  }
+
+  &__risk-none {
+    color: #c0c4cc;
+  }
 }
 
 .project-apply-dialog__footer {

src/views/business/temporary-credit-limit.vue

@@ -50,11 +50,13 @@
         </el-tag>
       </template>
 
+      <template #projectName-label>项目额度信息</template>
+
       <template #projectName-form>
         <el-select
           v-model="selectedProjectId"
           class="temporary-credit-limit-page__field"
-          placeholder="请选择项目"
+          placeholder="请选择"
           filterable
           clearable
           :loading="projectLoading"
@@ -75,7 +77,7 @@
         <el-input
           v-model="form.applyLimit"
           class="temporary-credit-limit-page__field"
-          placeholder="请输入申请临时额度"
+          placeholder="请输入"
           :disabled="dialogReadonly"
           @input="handleAmountInput"
         />
@@ -822,7 +824,7 @@ export default {
   .el-form-item__label {
     height: auto !important;
     line-height: 18px;
-    padding-top: 7px; // 视觉补偿：让单行 label 仍接近 input 中线
+    //padding-top: 7px; // 视觉补偿：让单行 label 仍接近 input 中线
   }
 
   // 强制必填星号垂直居中于行盒，与第一行汉字字符中心同基线（关键）
@@ -841,4 +843,8 @@ export default {
 .el-form-item--default .el-form-item__label {
   height: auto !important;
 }
+.el-dialog .avue-form{
+  padding: 16px 16px 4px !important;
+}
+
 </style>