feat(dealer): 添加提现前实名认证验证功能

- 在提现流程中增加实名认证状态检查
- 未认证用户将被重定向到认证页面
- 认证审核中的用户将收到提示信息
- 集成用户认证状态查询接口
- 添加认证状态判断逻辑和错误处理

src/dealer/withdraw/index.tsx

@@ -22,6 +22,8 @@ import type {ShopDealerWithdraw} from '@/api/shop/shopDealerWithdraw/model'
 import {ShopDealerBank} from "@/api/shop/shopDealerBank/model";
 import {listShopDealerBank} from "@/api/shop/shopDealerBank";
 import {listCmsWebsiteField} from "@/api/cms/cmsWebsiteField";
+import {myUserVerify} from "@/api/system/userVerify";
+import navTo from "@/utils/common";
 
 interface WithdrawRecordWithDetails extends ShopDealerWithdraw {
   accountDisplay?: string
@@ -241,6 +243,19 @@ const DealerWithdraw: React.FC = () => {
       return
     }
 
+    // 验证实名认证
+    const isChecked = await myUserVerify({})
+    if(!isChecked){
+      console.log(isChecked,'isCheckedisCheckedisCheckedisChecked');
+      return navTo(`/user/userVerify/index`,true)
+    }
+    if(isChecked.status === 0){
+      Taro.showToast({
+        title: '实名认证还在审核中...',
+        icon: 'none'
+      })
+      return false;
+    }
     try {
       setSubmitting(true)