feat(dealer): 更新提现流程为审核后领取模式

- 添加新的API接口getShopDealerWithdraw和updateShopDealerWithdraw
- 新增package_info相关字段用于微信确认收款流程
- 添加claimingId状态管理用于控制领取按钮
- 修改状态显示逻辑，将"审核通过"改为"待领取"，颜色从success改为info
- 移除直接调用微信收款确认的逻辑，改为先提交审核再领取
- 新增handleClaim函数处理提现领取流程
- 在提现记录中添加"立即领取"按钮，仅在待领取状态下显示
- 更新提现说明文案，明确审核后领取流程
- 调整记录列表界面布局，优化时间显示和按钮位置

src/dealer/withdraw/index.tsx

@@ -16,11 +16,20 @@ import {Wallet} from '@nutui/icons-react-taro'
 import {businessGradients} from '@/styles/gradients'
 import Taro from '@tarojs/taro'
 import {useDealerUser} from '@/hooks/useDealerUser'
-import {pageShopDealerWithdraw, addShopDealerWithdraw} from '@/api/shop/shopDealerWithdraw'
+import {
+  pageShopDealerWithdraw,
+  addShopDealerWithdraw,
+  getShopDealerWithdraw,
+  updateShopDealerWithdraw
+} from '@/api/shop/shopDealerWithdraw'
 import type {ShopDealerWithdraw} from '@/api/shop/shopDealerWithdraw/model'
 
 interface WithdrawRecordWithDetails extends ShopDealerWithdraw {
   accountDisplay?: string
+  // Backend may include these fields for WeChat "confirm receipt" flow after approval.
+  package_info?: string
+  packageInfo?: string
+  package?: string
 }
 
 const extractPackageInfo = (result: unknown): string | null => {
@@ -90,6 +99,7 @@ const DealerWithdraw: React.FC = () => {
   const [loading, setLoading] = useState<boolean>(false)
   const [refreshing, setRefreshing] = useState<boolean>(false)
   const [submitting, setSubmitting] = useState<boolean>(false)
+  const [claimingId, setClaimingId] = useState<number | null>(null)
   const [availableAmount, setAvailableAmount] = useState<string>('0.00')
   const [withdrawRecords, setWithdrawRecords] = useState<WithdrawRecordWithDetails[]>([])
   const formRef = useRef<any>(null)
@@ -179,7 +189,7 @@ const DealerWithdraw: React.FC = () => {
       case 40:
         return '已到账'
       case 20:
-        return '审核通过'
+        return '待领取'
       case 10:
         return '待审核'
       case 30:
@@ -194,7 +204,7 @@ const DealerWithdraw: React.FC = () => {
       case 40:
         return 'success'
       case 20:
-        return 'success'
+        return 'info'
       case 10:
         return 'warning'
       case 30:
@@ -253,33 +263,12 @@ const DealerWithdraw: React.FC = () => {
         platform: 'MiniProgram'
       }
 
-      // WeChat wallet: backend should return `package_info`, frontend opens the "confirm receipt" page
+      // Security flow:
-      // for user to click "确认收款".
+      // 1) user submits => applyStatus=10 (待审核)
-      if (!canRequestMerchantTransferConfirm()) {
+      // 2) backend审核通过 => applyStatus=20 (待领取)
-        throw new Error('当前环境不支持微信收款确认，请在微信小程序内操作')
+      // 3) user goes to records to "领取" => applyStatus=40 (已到账)
-      }
+      await addShopDealerWithdraw(withdrawData)
-
+      Taro.showToast({title: '提现申请已提交，等待审核', icon: 'success'})
-      const createResult = await addShopDealerWithdraw(withdrawData)
-      const packageInfo = extractPackageInfo(createResult)
-      if (!packageInfo) {
-        throw new Error('后台未返回 package_info，无法调起微信收款确认页')
-      }
-
-      try {
-        await requestMerchantTransferConfirm(packageInfo)
-        Taro.showToast({
-          title: '已调起收款确认页',
-          icon: 'success'
-        })
-      } catch (e: any) {
-        const msg = String(e?.errMsg || e?.message || '')
-        if (/cancel/i.test(msg)) {
-          Taro.showToast({title: '已取消收款确认', icon: 'none'})
-        } else {
-          // Keep the original WeChat error for troubleshooting (e.g. "商户号错误").
-          throw new Error(msg || '调起收款确认页失败，请稍后重试')
-        }
-      }
 
       // 重置表单
       formRef.current?.resetFields()
@@ -301,6 +290,71 @@ const DealerWithdraw: React.FC = () => {
     }
   }
 
+  const handleClaim = async (record: WithdrawRecordWithDetails) => {
+    if (!record?.id) {
+      Taro.showToast({title: '记录不存在', icon: 'error'})
+      return
+    }
+
+    if (record.applyStatus !== 20) {
+      Taro.showToast({title: '当前状态不可领取', icon: 'none'})
+      return
+    }
+
+    if (record.payType !== 10) {
+      Taro.showToast({title: '仅支持微信提现领取', icon: 'none'})
+      return
+    }
+
+    if (claimingId !== null) return
+
+    try {
+      setClaimingId(record.id)
+
+      if (!canRequestMerchantTransferConfirm()) {
+        throw new Error('当前环境不支持微信收款确认，请在微信小程序内操作')
+      }
+
+      // Prefer getting package from the list record; if missing, query detail.
+      let packageInfo = extractPackageInfo(record as any)
+      if (!packageInfo) {
+        const detail = await getShopDealerWithdraw(record.id)
+        packageInfo = extractPackageInfo(detail as any)
+      }
+
+      if (!packageInfo) {
+        throw new Error('后台未返回 package_info，无法领取，请联系管理员')
+      }
+
+      try {
+        await requestMerchantTransferConfirm(packageInfo)
+      } catch (e: any) {
+        const msg = String(e?.errMsg || e?.message || '')
+        if (/cancel/i.test(msg)) {
+          Taro.showToast({title: '已取消领取', icon: 'none'})
+          return
+        }
+        throw new Error(msg || '领取失败，请稍后重试')
+      }
+
+      // Best-effort: ask backend to mark as "已到账".
+      try {
+        await updateShopDealerWithdraw({id: record.id, applyStatus: 40} as any)
+      } catch (e) {
+        // Backend may enforce state transitions; still refresh to reflect backend truth.
+        console.warn('更新提现状态失败:', e)
+      }
+
+      Taro.showToast({title: '领取成功', icon: 'success'})
+      await handleRefresh()
+    } catch (e: any) {
+      console.error('领取失败:', e)
+      Taro.showToast({title: e?.message || '领取失败', icon: 'error'})
+    } finally {
+      setClaimingId(null)
+    }
+  }
+
   const quickAmounts = ['0.2','100', '300', '500', '1000']
 
   const setQuickAmount = (amount: string) => {
@@ -389,7 +443,7 @@ const DealerWithdraw: React.FC = () => {
 
           <View className="px-4 py-2">
             <Text className="text-sm text-gray-500">
-              提现方式：微信钱包（提交后将拉起微信收款确认页，需要您点击“确认收款”后才会完成转账）
+              提现方式：微信钱包（提交后进入“待审核”，审核通过后请到“提现记录”点击“领取到微信零钱”完成收款确认）
             </Text>
           </View>
         </CellGroup>
@@ -431,28 +485,46 @@ const DealerWithdraw: React.FC = () => {
 	                    <Text className="font-semibold text-gray-800 mb-1">
 	                      提现金额：¥{record.money}
 	                    </Text>
-	                    <Text className="text-sm text-gray-500">
+	                    {/*<Text className="text-sm text-gray-500">*/}
-	                      提现账户：{record.accountDisplay}
+	                    {/*  提现账户：{record.accountDisplay}*/}
-	                    </Text>
+	                    {/*</Text>*/}
 	                  </Space>
-	                  <Tag type={getStatusColor(record.applyStatus)}>
+	                  <Tag background="#999999" type={getStatusColor(record.applyStatus)} plain>
 	                    {getStatusText(record.applyStatus)}
 	                  </Tag>
 	                </View>
 
-                <View className="text-xs text-gray-400">
+
-                  <Text>申请时间：{record.createTime}</Text>
+                  {record.applyStatus === 20 && record.payType === 10 && (
-                  {record.auditTime && (
+                    <View className="flex justify-center">
-                    <Text className="block mt-1">
+                      <Button
-                      审核时间：{new Date(record.auditTime).toLocaleString()}
+                        size="small"
-                    </Text>
+                        type="primary"
+                        loading={claimingId === record.id}
+                        disabled={claimingId !== null}
+                        onClick={() => handleClaim(record)}
+                      >
+                        立即领取
+                      </Button>
+                    </View>
                   )}
-                  {record.rejectReason && (
+
-                    <Text className="block mt-1 text-red-500">
+                  <View className="flex justify-between items-center">
-                      驳回原因：{record.rejectReason}
+                    <View className="text-xs text-gray-400">
-                    </Text>
+                      <Text>创建时间：{record.createTime}</Text>
-                  )}
+                      {record.auditTime && (
-                </View>
+                        <Text className="block mt-1">
+                          审核时间：{record.auditTime}
+                        </Text>
+                      )}
+                      {record.rejectReason && (
+                        <Text className="block mt-1 text-red-500">
+                          驳回原因：{record.rejectReason}
+                        </Text>
+                      )}
+                    </View>
+                  </View>
+
               </View>
             ))
           ) : (