fix(dealer): 优化经销商模块文字显示和加载逻辑

- 将"佣金统计"改为"资金统计"
- 将"提现申请"改为"申请提现"
- 将"我的邀请"改为"我的团队"
- 将"我的邀请码"改为"实名认证"并调整跳转路径
- 在经销商用户钩子中添加加载状态控制
- 防止快速点击导致的路由错误
- 优化用户登录状态检测逻辑
- 改进初始化加载时的数据处理流程

src/dealer/index.tsx

@@ -129,7 +129,7 @@ const DealerIndex: React.FC = () => {
         {dealerUser && (
           <View className="mx-4 -mt-6 rounded-xl p-4 relative z-10" style={cardGradients.elevated}>
             <View className="mb-4">
-              <Text className="font-semibold text-gray-800">佣金统计</Text>
+              <Text className="font-semibold text-gray-800">资金统计</Text>
             </View>
             <View className="grid grid-cols-3 gap-3">
               <View className="text-center p-3 rounded-lg flex flex-col" style={{
@@ -217,7 +217,7 @@ const DealerIndex: React.FC = () => {
                 </View>
               </Grid.Item>
 
-              <Grid.Item text={'提现申请'} onClick={() => navigateToPage('/dealer/withdraw/index')}>
+              <Grid.Item text={'申请提现'} onClick={() => navigateToPage('/dealer/withdraw/index')}>
                 <View className="text-center">
                   <View className="w-12 h-12 bg-green-50 rounded-xl flex items-center justify-center mx-auto mb-2">
                     <Purse color="#10b981" size="20"/>
@@ -225,7 +225,7 @@ const DealerIndex: React.FC = () => {
                 </View>
               </Grid.Item>
 
-              <Grid.Item text={'我的邀请'} onClick={() => navigateToPage('/dealer/team/index')}>
+              <Grid.Item text={'我的团队'} onClick={() => navigateToPage('/dealer/team/index')}>
                 <View className="text-center">
                   <View className="w-12 h-12 bg-purple-50 rounded-xl flex items-center justify-center mx-auto mb-2">
                     <People color="#8b5cf6" size="20"/>
@@ -233,7 +233,7 @@ const DealerIndex: React.FC = () => {
                 </View>
               </Grid.Item>
 
-              <Grid.Item text={'我的邀请码'} onClick={() => navigateToPage('/dealer/qrcode/index')}>
+              <Grid.Item text={'实名认证'} onClick={() => navigateToPage('/user/userVerify/index')}>
                 <View className="text-center">
                   <View className="w-12 h-12 bg-orange-50 rounded-xl flex items-center justify-center mx-auto mb-2">
                     <Dongdong color="#f59e0b" size="20"/>