fix(dealer): 优化经销商模块文字显示和加载逻辑

- 将"佣金统计"改为"资金统计"
- 将"提现申请"改为"申请提现"
- 将"我的邀请"改为"我的团队"
- 将"我的邀请码"改为"实名认证"并调整跳转路径
- 在经销商用户钩子中添加加载状态控制
- 防止快速点击导致的路由错误
- 优化用户登录状态检测逻辑
- 改进初始化加载时的数据处理流程

src/hooks/useDealerUser.ts

@@ -22,17 +22,20 @@ export interface UseDealerUserReturn {
  */
 export const useDealerUser = (): UseDealerUserReturn => {
   const [dealerUser, setDealerUser] = useState<ShopDealerUser | null>(null)
-  const [loading, setLoading] = useState(false)
-  const [error, setError] = useState<string | null>(null)
+  const rawUserId = Taro.getStorageSync('UserId')
+  const userId = Number(rawUserId)
+  const hasUser = Number.isFinite(userId) && userId > 0
 
-  const userId = Taro.getStorageSync('UserId');
+  // If user is logged in, start in loading state to avoid "click too fast" mis-routing.
+  const [loading, setLoading] = useState<boolean>(hasUser)
+  const [error, setError] = useState<string | null>(null)
 
   // 获取经销商用户数据
   const fetchDealerData = useCallback(async () => {
 
-    if (!userId) {
-      console.log('🔍 用户未登录，提前返回')
+    if (!hasUser) {
       setDealerUser(null)
+      setLoading(false)
       return
     }
 
@@ -55,7 +58,7 @@ export const useDealerUser = (): UseDealerUserReturn => {
     } finally {
       setLoading(false)
     }
-  }, [userId])
+  }, [hasUser, userId])
 
   // 刷新数据
   const refresh = useCallback(async () => {
@@ -64,13 +67,14 @@ export const useDealerUser = (): UseDealerUserReturn => {
 
   // 初始化加载数据
   useEffect(() => {
-    if (userId) {
-      console.log('🔍 调用 fetchDealerData')
+    if (hasUser) {
       fetchDealerData()
     } else {
-      console.log('🔍 用户ID不存在，不调用 fetchDealerData')
+      setDealerUser(null)
+      setError(null)
+      setLoading(false)
     }
-  }, [fetchDealerData, userId])
+  }, [fetchDealerData, hasUser])
 
   return {
     dealerUser,