diff --git a/src/main/java/com/gxwebsoft/common/core/service/EnvironmentAwarePaymentService.java b/src/main/java/com/gxwebsoft/common/core/service/EnvironmentAwarePaymentService.java
index 2155cc9..c8bdf53 100644
--- a/src/main/java/com/gxwebsoft/common/core/service/EnvironmentAwarePaymentService.java
+++ b/src/main/java/com/gxwebsoft/common/core/service/EnvironmentAwarePaymentService.java
@@ -1,5 +1,6 @@
 package com.gxwebsoft.common.core.service;
 
+import cn.hutool.core.util.StrUtil;
 import com.gxwebsoft.common.system.entity.Payment;
 import lombok.extern.slf4j.Slf4j;
 import org.springframework.beans.factory.annotation.Autowired;
@@ -26,6 +27,9 @@ public class EnvironmentAwarePaymentService {
     @Value("${config.server-url:}")
     private String serverUrl;
 
+    @Value("${config.api-url:}")
+    private String apiUrl;
+
     // 开发环境回调地址配置
     @Value("${payment.dev.notify-url:http://frps-10550.s209.websoft.top/api/shop/shop-order/notify}")
     private String devNotifyUrl;
@@ -73,8 +77,8 @@ public class EnvironmentAwarePaymentService {
             // 生产环境使用生产回调地址
             return prodNotifyUrl;
         } else {
-            // 默认使用配置的服务器地址
-            return serverUrl + "/shop/shop-order/notify";
+            // 默认使用 API 网关地址（支付回调需要公网可访问的 API 地址）
+            return (StrUtil.isNotBlank(apiUrl) ? apiUrl : serverUrl) + "/shop/shop-order/notify";
         }
     }