docs(memory): 补充分销佣金解冻任务分析与排查日志

- 新增 DealerCommissionUnfreeze10584Task 解冻规则详解
- 说明送水套餐与非送水套餐的不同解冻触发条件
- 解析“已送达”与“已完成”状态区别及影响
- 列出常见未解冻原因及排查优先级
- 增加长期记忆文件中分销佣金解冻相关业务规则和状态流转说明
- 添加2026-04-18排查解冻任务未触发的问题及可能原因
- 更新专家历史记录，新增高级开发工程师吴八哥信息
- 新增生产环境 application-test.yml 配置文件示例

.workbuddy/expert-history.json

@@ -33,7 +33,18 @@
         "usedAt": 1776000797914,
         "industryId": "all"
       }
+    ],
+    "d11a5ebd8e064cc19ff4a85b8d931dac": [
+      {
+        "expertId": "SeniorDeveloper",
+        "name": "吴八哥",
+        "profession": "高级开发工程师",
+        "avatarUrl": "https://acc-1258344699.cos.accelerate.myqcloud.com/workbuddy/experts/avatars/02-Engineering/SeniorDeveloper/SeniorDeveloper.png",
+        "promptUrl": "https://acc-1258344699.cos.accelerate.myqcloud.com/workbuddy/experts/experts/02-Engineering/SeniorDeveloper/SeniorDeveloper_zh.md",
+        "usedAt": 1776443595917,
+        "industryId": "02-Engineering"
+      }
     ]
   },
-  "lastUpdated": 1776017699886
+  "lastUpdated": 1776444657438
 }