diff --git a/src/main/java/com/gxwebsoft/glt/task/DealerOrderSettlement10584Task.java b/src/main/java/com/gxwebsoft/glt/task/DealerOrderSettlement10584Task.java
index 97b8e1d..56e254f 100644
--- a/src/main/java/com/gxwebsoft/glt/task/DealerOrderSettlement10584Task.java
+++ b/src/main/java/com/gxwebsoft/glt/task/DealerOrderSettlement10584Task.java
@@ -38,7 +38,7 @@ import java.util.*;
 /**
  * 租户10584：分销订单结算任务
  * <p>
- * 每20秒执行一次，查询“已付款且未结算”的订单，按指定规则发放佣金并将订单置为已结算。
+ * 每20秒执行一次，查询“已付款且未结算”的订单，按指定规则计算佣金并先计入分销商冻结金额（freezeMoney），并将订单置为已结算。
  */
 @Slf4j
 @Component
@@ -133,6 +133,7 @@ public class DealerOrderSettlement10584Task {
     }
 
     private List<ShopOrder> findUnsettledPaidOrders() {
+        // 订单付款成功即触发分佣：本任务会将佣金先计入 ShopDealerUser.freezeMoney。
         return shopOrderService.list(
             new LambdaQueryWrapper<ShopOrder>()
                 .eq(ShopOrder::getTenantId, TENANT_ID)
@@ -539,18 +540,19 @@ public class DealerOrderSettlement10584Task {
         }
         boolean alreadyCredited = shopDealerCapitalService.count(idempotentQw) > 0;
         if (alreadyCredited) {
-            log.info("佣金已入账，跳过 - orderNo={}, toDealerUserId={}, money={}, comments={}", order.getOrderNo(), dealerUserId, money, comments);
+            log.info("佣金已处理(已入冻结/已落明细)，跳过 - orderNo={}, toDealerUserId={}, money={}, comments={}", order.getOrderNo(), dealerUserId, money, comments);
             return;
         }
 
-        log.info("佣金入账 - orderNo={}, toDealerUserId={}, money={}, comments={}", order.getOrderNo(), dealerUserId, money, comments);
+        log.info("佣金入冻结 - orderNo={}, toDealerUserId={}, money={}, comments={}", order.getOrderNo(), dealerUserId, money, comments);
 
-        // 先累加佣金到分销商账户（避免并发下丢失更新，用SQL自增）
+        // 订单付款成功：佣金先进入冻结金额（freeze_money），避免后续退款/撤销时已可提现导致对账困难。
+        // 并发下避免丢失更新，用SQL自增。
         boolean updated = shopDealerUserService.update(
             new LambdaUpdateWrapper<ShopDealerUser>()
                 .eq(ShopDealerUser::getTenantId, TENANT_ID)
                 .eq(ShopDealerUser::getUserId, dealerUserId)
-                .setSql("money = IFNULL(money,0) + " + money.toPlainString())
+                .setSql("freeze_money = IFNULL(freeze_money,0) + " + money.toPlainString())
                 .setSql("total_money = IFNULL(total_money,0) + " + money.toPlainString())
         );
 
@@ -602,7 +604,7 @@ public class DealerOrderSettlement10584Task {
                 new LambdaUpdateWrapper<ShopDealerUser>()
                     .eq(ShopDealerUser::getTenantId, TENANT_ID)
                     .eq(ShopDealerUser::getUserId, dealerUserId)
-                    .setSql("money = IFNULL(money,0) + " + money.toPlainString())
+                    .setSql("freeze_money = IFNULL(freeze_money,0) + " + money.toPlainString())
                     .setSql("total_money = IFNULL(total_money,0) + " + money.toPlainString())
             );
             if (!updated) {