refactor(api): 重构信用模块API请求和数据作用域逻辑

- 将companyId API中的参数处理改为查询字符串拼接方式
- 优化数据作用域工具函数，改用Taro存储并增加H5降级方案
- 统一所有信用相关API的响应数据结构访问方式
- 将API请求方法调用格式统一为更简洁的形式
- 修改文件上传接口的headers字段名为header以适配Taro
- 更新批量删除接口的数据传递方式为直接传递数组参数

src/api/credit/utils/data-scope.ts

@@ -1,5 +1,5 @@
+import Taro from '@tarojs/taro';
 import { hasRole } from '@/utils/permission';
-import { useUserStore } from '@/store/modules/user';
 
 function isSuperAdmin(): boolean {
   try {
@@ -11,20 +11,22 @@ function isSuperAdmin(): boolean {
 
 function getCurrentUserId(): number | undefined {
   try {
-    const store = useUserStore();
-    const id = store?.info?.userId;
-    if (typeof id === 'number' && Number.isFinite(id) && id > 0) {
-      return id;
-    }
+    const raw = Taro.getStorageSync('UserId');
+    const n = Number(raw);
+    if (Number.isFinite(n) && n > 0) return n;
   } catch {
-    // Pinia may not be active in some early-init code paths.
+    // ignore
   }
-  const raw = localStorage.getItem('UserId');
-  if (!raw) {
+
+  // H5 fallback
+  try {
+    const raw = typeof localStorage !== 'undefined' ? localStorage.getItem('UserId') : null;
+    if (!raw) return undefined;
+    const n = Number(raw);
+    return Number.isFinite(n) && n > 0 ? n : undefined;
+  } catch {
     return undefined;
   }
-  const n = Number(raw);
-  return Number.isFinite(n) && n > 0 ? n : undefined;
 }
 
 /**
@@ -43,7 +45,7 @@ export function withCreditUserScope<T extends Record<string, any> | undefined>(
     return params;
   }
   if (!params) {
-    return { userId } as T;
+    return ({ userId } as unknown) as T;
   }
   return { ...(params as any), userId } as T;
 }