```

feat(registration): 优化经销商注册流程并增加地址定位功能

- 修改导航栏标题从“邀请注册”为“注册成为会员”
- 修复重复提交问题并移除不必要的submitting状态
- 增加昵称和头像的必填验证提示
- 添加用户角色缺失时的默认角色写入机制
- 集成地图选点功能，支持经纬度获取和地址解析
- 实现微信地址导入功能，自动填充基本信息
- 增加定位权限检查和错误处理机制
- 添加.gitignore规则忽略备份文件夹src__bak
- 移除已废弃的银行卡和客户管理页面代码
- 优化表单验证规则和错误提示信息
- 实现经销商注册成功后自动跳转到“我的”页面
- 添加用户信息缓存刷新机制确保角色信息同步
```

src/hooks/useUserData.ts

@@ -1,12 +1,10 @@
 import { useState, useEffect, useCallback } from 'react'
-import {pageShopUserCoupon} from "@/api/shop/shopUserCoupon";
-import {pageShopGift} from "@/api/shop/shopGift";
-import Taro from '@tarojs/taro'
-import {getUserInfo} from "@/api/layout";
 import {useUser} from "@/hooks/useUser";
+import Taro from '@tarojs/taro'
+import { getUserCardStats } from '@/api/user'
 
 interface UserData {
-  balance: number
+  balance: string
   points: number
   coupons: number
   giftCards: number
@@ -24,7 +22,7 @@ interface UseUserDataReturn {
   loading: boolean
   error: string | null
   refresh: () => Promise<void>
-  updateBalance: (newBalance: number) => void
+  updateBalance: (newBalance: string) => void
   updatePoints: (newPoints: number) => void
 }
 
@@ -35,30 +33,22 @@ export const useUserData = (): UseUserDataReturn => {
 
   // 获取用户数据
   const fetchUserData = useCallback(async () => {
-    // 检查用户ID是否存在（更直接的登录状态检查）
-    const userId = Taro.getStorageSync('UserId')
-    if (!userId) {
-      setLoading(false)
-      setData(null)
-      return
-    }
-
     try {
       setLoading(true)
       setError(null)
 
-      // 并发请求所有数据
-      const [userDataRes, couponsRes, giftCardsRes] = await Promise.all([
-        getUserInfo(),
-        pageShopUserCoupon({ page: 1, limit: 1, userId, status: 0}),
-        pageShopGift({ page: 1, limit: 1, userId, status: 0})
-      ])
+      if(!Taro.getStorageSync('UserId')){
+        return;
+      }
+
+      // 聚合接口：一次请求返回余额/积分/优惠券/礼品卡统计（后端可按用户做缓存）
+      const stats = await getUserCardStats()
 
       const newData: UserData = {
-        balance: userDataRes?.balance || 0.00,
-        points: userDataRes?.points || 0,
-        coupons: couponsRes?.count || 0,
-        giftCards: giftCardsRes?.count || 0,
+        balance: stats?.balance || '0.00',
+        points: stats?.points || 0,
+        coupons: stats?.coupons || 0,
+        giftCards: stats?.giftCards || 0,
         orders: {
           pending: 0,
           paid: 0,
@@ -82,7 +72,7 @@ export const useUserData = (): UseUserDataReturn => {
   }, [fetchUserData])
 
   // 更新余额（本地更新，避免频繁请求）
-  const updateBalance = useCallback((newBalance: number) => {
+  const updateBalance = useCallback((newBalance: string) => {
     setData(prev => prev ? { ...prev, balance: newBalance } : null)
   }, [])