diff --git a/.workbuddy/memory/2026-07-01.md b/.workbuddy/memory/2026-07-01.md
index 1934e55..947d0ff 100644
--- a/.workbuddy/memory/2026-07-01.md
+++ b/.workbuddy/memory/2026-07-01.md
@@ -62,3 +62,10 @@
 - 修复 `OrderCard.getCardStatus` 状态判断顺序 bug：
   - 旧逻辑：先判 `deliveryStatus=30` → "待收货"，导致 `orderStatus=1` 的"已完成"订单状态栏错显示"待收货"
   - 新逻辑：`orderStatus=1`（已完成）作为终态最先判断；`deliveryStatus=30` 单独显示"已收货"（绿色），与"待收货"（蓝色）区分
+
+## 用户页面数据加载优化
+
+- `src/pages/user/user.tsx`：优化余额/积分/优惠券/订单统计数据加载体验
+  - 给 `useRequest` 添加 `cacheKey` + `cacheTime=30s`，30s 内重复返回页面直接展示缓存数据
+  - 用骨架屏（`animate-pulse`）替代 `...` 占位符，只在无缓存数据时显示骨架
+  - 有缓存数据时瞬间渲染，后台静默刷新
diff --git a/src/pages/user/user.tsx b/src/pages/user/user.tsx
index 095e6f6..b0fa1e4 100644
--- a/src/pages/user/user.tsx
+++ b/src/pages/user/user.tsx
@@ -17,15 +17,18 @@ const UserPage: React.FC = () => {
     const [storeInfo, setStoreInfo] = useState<any>(null)
 
     // 获取用户卡片统计（余额/积分/优惠券/礼品卡）
+    // 使用 cacheKey 缓存 30s，页面返回时先显示缓存数据再静默刷新
     const { data: cardStats, run: runCardStats, loading: cardStatsLoading } = useRequest(getUserCardStats, {
         manual: true,
-        refreshDeps: [isLoggedIn]
+        cacheKey: 'user_card_stats',
+        cacheTime: 30 * 1000,
     })
 
-    // 获取用户订单统计
+    // 获取用户订单统计（缓存 30s，先缓存后静默刷新）
     const { data: orderStats, run: runOrderStats, loading: orderStatsLoading } = useRequest(getUserOrderStats, {
         manual: true,
-        refreshDeps: [isLoggedIn]
+        cacheKey: 'user_order_stats',
+        cacheTime: 30 * 1000,
     })
 
     // 登录后加载数据
@@ -45,6 +48,7 @@ const UserPage: React.FC = () => {
         // 先从 storage 快速同步，立即更新 UI（无网络延迟）
         const hasUser = syncFromStorage()
         if (hasUser) {
+            // 使用缓存：30s 内重复返回页面直接展示缓存数据，无需重新请求
             runCardStats()
             runOrderStats()
             // 刷新门店关联
@@ -77,6 +81,10 @@ const UserPage: React.FC = () => {
 
     const loading = cardStatsLoading || orderStatsLoading
 
+    // 是否有可用数据（缓存或请求结果），用于判断是否需要骨架屏
+    const hasCardData = !!cardStats
+    const hasOrderData = !!orderStats
+
     // 下拉刷新状态
     const [refreshing, setRefreshing] = useState(false)
 
@@ -118,8 +126,8 @@ const UserPage: React.FC = () => {
                     {isLoggedIn && (
                         <View className='grid grid-cols-3 gap-2 mt-4 pt-4 border-t border-gray-50'>
                             <View className='text-center' onClick={() => Taro.navigateTo({ url: '/pages/user/wallet' })}>
-                                {loading ? (
-                                    <Text className='text-lg font-bold text-gray-300 block'>...</Text>
+                                {!hasCardData ? (
+                                    <View className='h-7 w-16 mx-auto bg-gray-200 rounded animate-pulse' />
                                 ) : (
                                     <Text className='text-lg font-bold text-gray-800 block'>
                                         {cardStats?.balance || '0.00'}
@@ -128,8 +136,8 @@ const UserPage: React.FC = () => {
                                 <Text className='text-xs text-gray-400'>余额</Text>
                             </View>
                             <View className='text-center' onClick={() => Taro.navigateTo({ url: '/pages/user/points-record' })}>
-                                {loading ? (
-                                    <Text className='text-lg font-bold text-gray-300 block'>...</Text>
+                                {!hasCardData ? (
+                                    <View className='h-7 w-10 mx-auto bg-gray-200 rounded animate-pulse' />
                                 ) : (
                                     <Text className='text-lg font-bold text-gray-800 block'>
                                         {cardStats?.points || (user as any)?.points || 0}
@@ -138,8 +146,8 @@ const UserPage: React.FC = () => {
                                 <Text className='text-xs text-gray-400'>积分</Text>
                             </View>
                             <View className='text-center' onClick={() => Taro.navigateTo({ url: '/pages/user/coupon-list' })}>
-                                {loading ? (
-                                    <Text className='text-lg font-bold text-gray-300 block'>...</Text>
+                                {!hasCardData ? (
+                                    <View className='h-7 w-10 mx-auto bg-gray-200 rounded animate-pulse' />
                                 ) : (
                                     <Text className='text-lg font-bold text-gray-800 block'>
                                         {cardStats?.coupons || 0}