refactor(dealer): 重构提现功能并优化用户体验

- 移除不必要的状态和引用
- 更新 API 请求路径
- 优化提现金额输入和计算逻辑
-调整提现记录展示布局- 统一错误提示信息

src/api/shop/shopDealerBank/index.ts

@@ -21,7 +21,7 @@ export async function pageShopDealerBank(params: ShopDealerBankParam) {
  */
 export async function listShopDealerBank(params?: ShopDealerBankParam) {
   const res = await request.get<ApiResult<ShopDealerBank[]>>(
-    'http://127.0.0.1:9200/api/shop/shop-dealer-bank',
+    '/shop/shop-dealer-bank',
     params
   );
   if (res.code === 0 && res.data) {

src/dealer/withdraw/index.tsx

@@ -1,4 +1,4 @@
-import React, {useState, useRef, useEffect, useCallback} from 'react'
+import React, {useState, useEffect, useCallback} from 'react'
 import {View, Text} from '@tarojs/components'
 import {
   Cell,
@@ -28,7 +28,6 @@ interface WithdrawRecordWithDetails extends ShopDealerWithdraw {
 
 const DealerWithdraw: React.FC = () => {
   const [activeTab, setActiveTab] = useState<string | number>('0')
-  const [selectedAccount, setSelectedAccount] = useState('')
   const [loading, setLoading] = useState<boolean>(false)
   const [refreshing, setRefreshing] = useState<boolean>(false)
   const [submitting, setSubmitting] = useState<boolean>(false)
@@ -37,7 +36,7 @@ const DealerWithdraw: React.FC = () => {
   const [isVisible, setIsVisible] = useState<boolean>(false)
   const [availableAmount, setAvailableAmount] = useState<string>('0.00')
   const [withdrawRecords, setWithdrawRecords] = useState<WithdrawRecordWithDetails[]>([])
-  const formRef = useRef<any>(null)
+  const [withdrawAmount, setWithdrawAmount] = useState<string>('')
 
   const {dealerUser} = useDealerUser()
 
@@ -48,7 +47,7 @@ const DealerWithdraw: React.FC = () => {
 
     // 如果切换到提现记录页面，刷新数据
     if (String(value) === '1') {
-      fetchWithdrawRecords()
+      fetchWithdrawRecords().then()
     }
   }
 
@@ -56,7 +55,7 @@ const DealerWithdraw: React.FC = () => {
   const fetchBalance = useCallback(async () => {
     console.log(dealerUser, 'dealerUser...')
     try {
-      setAvailableAmount(dealerUser?.money || '0.00')
+      setAvailableAmount(String(dealerUser?.money || '0.00'))
     } catch (error) {
       console.error('获取余额失败:', error)
     }
@@ -175,7 +174,7 @@ const DealerWithdraw: React.FC = () => {
     }
   }
 
-  const handleSubmit = async (values: any) => {
+  const handleSubmit = async () => {
     if (!dealerUser?.userId) {
       Taro.showToast({
         title: '用户信息获取失败',
@@ -184,17 +183,18 @@ const DealerWithdraw: React.FC = () => {
       return
     }
 
-    if (!values.accountType) {
+    if (!bank) {
       Taro.showToast({
-        title: '请选择提现方式',
+        title: '请选择提现银行卡',
         icon: 'error'
       })
       return
     }
 
     // 验证提现金额
-    const amount = parseFloat(values.amount)
-    const available = parseFloat(availableAmount.replace(/,/g, ''))
+    const amount = parseFloat(withdrawAmount)
+    const availableStr = String(availableAmount || '0')
+    const available = parseFloat(availableStr.replace(/,/g, ''))
 
     if (isNaN(amount) || amount <= 0) {
       Taro.showToast({
@@ -204,9 +204,9 @@ const DealerWithdraw: React.FC = () => {
       return
     }
 
-    if (amount < 100) {
+    if (amount < 10) {
       Taro.showToast({
-        title: '最低提现金额为100元',
+        title: '最低提现金额为10元',
         icon: 'error'
       })
       return
@@ -220,23 +220,13 @@ const DealerWithdraw: React.FC = () => {
       return
     }
 
-    // 验证账户信息
-    if (values.accountType === 'alipay') {
-      if (!values.account || !values.accountName) {
-        Taro.showToast({
-          title: '请填写完整的支付宝信息',
-          icon: 'error'
-        })
-        return
-      }
-    } else if (values.accountType === 'bank') {
-      if (!values.account || !values.accountName || !values.bankName) {
-        Taro.showToast({
-          title: '请填写完整的银行卡信息',
-          icon: 'error'
-        })
-        return
-      }
+    // 验证银行卡信息
+    if (!bank.bankCard || !bank.bankAccount || !bank.bankName) {
+      Taro.showToast({
+        title: '银行卡信息不完整',
+        icon: 'error'
+      })
+      return
     }
 
     try {
@@ -244,21 +234,13 @@ const DealerWithdraw: React.FC = () => {
 
       const withdrawData: ShopDealerWithdraw = {
         userId: dealerUser.userId,
-        money: values.amount,
-        payType: values.accountType === 'wechat' ? 10 :
-          values.accountType === 'alipay' ? 20 : 30,
+        money: withdrawAmount,
+        payType: 30, // 银行卡提现
         applyStatus: 10, // 待审核
-        platform: 'MiniProgram'
-      }
-
-      // 根据提现方式设置账户信息
-      if (values.accountType === 'alipay') {
-        withdrawData.alipayAccount = values.account
-        withdrawData.alipayName = values.accountName
-      } else if (values.accountType === 'bank') {
-        withdrawData.bankCard = values.account
-        withdrawData.bankAccount = values.accountName
-        withdrawData.bankName = values.bankName || '银行卡'
+        platform: 'MiniProgram',
+        bankCard: bank.bankCard,
+        bankAccount: bank.bankAccount,
+        bankName: bank.bankName
       }
 
       await addShopDealerWithdraw(withdrawData)
@@ -269,8 +251,7 @@ const DealerWithdraw: React.FC = () => {
       })
 
       // 重置表单
-      formRef.current?.resetFields()
-      setSelectedAccount('')
+      setWithdrawAmount('')
 
       // 刷新数据
       await handleRefresh()
@@ -295,6 +276,18 @@ const DealerWithdraw: React.FC = () => {
     return parseFloat(money).toFixed(2)
   }
 
+  // 计算预计到账金额
+  const calculateExpectedAmount = (amount: string) => {
+    if (!amount || isNaN(parseFloat(amount))) return '0.00'
+    const withdrawAmount = parseFloat(amount)
+    // 提现费率 16% + 3元
+    const feeRate = 0.16
+    const fixedFee = 3
+    const totalFee = withdrawAmount * feeRate + fixedFee
+    const expectedAmount = withdrawAmount - totalFee
+    return Math.max(0, expectedAmount).toFixed(2)
+  }
+
   const renderWithdrawForm = () => (
     <View>
       {/* 余额卡片 */}
@@ -323,7 +316,7 @@ const DealerWithdraw: React.FC = () => {
           borderTop: '1px solid rgba(255, 255, 255, 0.3)'
         }}>
           <Text className="text-white text-opacity-80 text-xs">
-            最低提现金额：¥100
+            最低提现金额：¥10
           </Text>
         </View>
       </View>
@@ -338,12 +331,14 @@ const DealerWithdraw: React.FC = () => {
               placeholder="提现金额"
               type="number"
               maxLength={7}
+              value={withdrawAmount}
+              onChange={(value) => setWithdrawAmount(value)}
               style={{
                 padding: '0 10px',
                 fontSize: '20px'
               }}
             />
-            <Button fill="none" size={'small'}><Text className={'text-blue-500'}>全部提现</Text></Button>
+            <Button fill="none" size={'small'} onClick={() => setWithdrawAmount(dealerUser?.money || '0')}><Text className={'text-blue-500'}>全部提现</Text></Button>
           </View>
         }
         />
@@ -355,7 +350,7 @@ const DealerWithdraw: React.FC = () => {
         }/>
         <Cell title={'预计到账金额'} description={'提现费率 16% +3元'}  extra={
           <View className="flex items-center justify-between gap-1">
-            <Text className={'text-orange-500 px-2 text-lg'}>¥2141.41</Text>
+            <Text className={'text-orange-500 px-2 text-lg'}>¥{calculateExpectedAmount(withdrawAmount)}</Text>
           </View>
         }/>
       </CellGroup>
@@ -366,7 +361,7 @@ const DealerWithdraw: React.FC = () => {
           type="primary"
           nativeType="submit"
           loading={submitting}
-          disabled={submitting || !selectedAccount}
+          disabled={submitting || !withdrawAmount || !bank}
           onClick={handleSubmit}
         >
           {submitting ? '提交中...' : '申请提现'}
@@ -393,7 +388,7 @@ const DealerWithdraw: React.FC = () => {
             withdrawRecords.map(record => (
               <View key={record.id} className="rounded-lg bg-gray-50 p-4 mb-3 shadow-sm">
                 <View className="flex justify-between items-start mb-3">
-                  <Space>
+                  <Space direction={'vertical'}>
                     <Text className="font-semibold text-gray-800 mb-1">
                       提现金额：¥{record.money}
                     </Text>